Are you selling cannabidiol (CBD) products and looking to get a better understanding of how to grow in a safe, stable way? Or are you planning to start a CBD e-commerce business and want the scoop on what it is and how to sell? If you’re in the first group, this page may not be a huge reveal for you. However, you will still find that we have some solid insights you can benefit from. If you’re in the second group and are new to online CBD, this page should be very useful to you.

Regardless of your experience, please seek appropriate legal advice, from a qualified attorney, before engaging in any regulated activity. This page is for informative purposes only; we are not lawyers. This is not just a disclaimer; it is imperative. 

Below, we’ll talk about what cannabidiol is, what product types you can get from it, and why selling any CBD product is considered high-risk. We’ll also touch on our core services, and how we can help you accept payments for cannabidiol products.

Can you sell cannabidiol-based products

The first question we should answer is whether you can sell cannabidiol-based products at all.

The good news is that this question has become a lot clearer and more straightforward to answer than it was before. The Farm Bill was passed and signed at the tail end of 2018. While it’s a rather straightforward bill in many ways, there is one element of it that’s rather groundbreaking – it made a distinction between hemp and marijuana. Just for the sake of clarity, the bill did in no way legalize marijuana. That’s a whole other conversation. However, hemp is defined in the bill as the cannabis plant, with a distinct qualifier: hemp can’t have a THC level above 0.3. This means that with the new legislation, depending on some variables, hemp is basically legal in the United States.

This legalization makes it a lot easier to do research on the medical properties of hemp and the cannabis plant, among other things. Many expect those with blood pressure and chronic pain to benefit from CBD and hemp. The long-term goal will, of course, be to look at clinical trials and how it might improve people’s quality of life down the line.

This is great news for those wanting to sell cannabidiol products for obvious reasons. However, we’d like to add a word of caution here.

Make the necessary precautions

Even though it’s legal to sell certain cannabis products, that doesn’t make it a walk in the park. There are plenty of other CBD products that are still not legal for retail sales. For example, cannabidiol supplements are a no-go, same goes for edibles, and you can’t sell CBD products with a TCH level higher than 0.3. There’s a significant amount of legislation and regulations in place with strict supervision.

Again, before you launch your CBD e-commerce site, you must consult an attorney that specializes in the industry. First, you need a proper set-up to run your CBD business within the applicable legal framework. Then you can feel comfortable going forward to the next step. At that point, what you’ll need to do is make sure your payment processing is properly set up to handle high-risk payments. This is where we come in. We can provide you with a high-risk friendly payment gateway that will work for your product and business type.

The products you can and cannot sell

Since selling CBD products is relatively new, we thought you might benefit from a short overview of various products you can sell vs. what you can’t. Although, you should keep in mind that your payment processor and payment service provider will have terms and conditions on their own. More likely than not, the sale of CBD products is under their prohibited business list. However, we can help you with your credit card processing! We can set you up with a high-risk friendly payment gateway that works for cannabidiol product sales.

A shortlist of products you can easily accept credit card payment online for include:

• CBD oils and tinctures from hemp
• CBD skincare products
• CBD beauty products

There are some CBD products that we strongly suggest you discuss with a qualified attorney before you sell or promote in any way. We are not lawyers.  There are fluctuations within this industry. I

It’s good to contact us, so we can give you a live update on the processing end. However, it’s BETTER to call a lawyer first to ensure that what you are selling, and how you are selling it, is legal.

Here are some examples of less traditional CBD and hemp products commonly sold online.

• CBD edibles like gummies
• CBD drinks like CBD tea
• CBD supplements
• Hemp supplements, tea, or gummies
• Low or zero THC hemp flower and seeds
• CBD and hemp pet products
• CBD vaporizers

Edibles and supplements are under the FDA’s jurisdiction. This complexity is one of the many reasons we strongly advise contacting an attorney to make sure everything is above board.

What to do and how to sell high-risk CBD products

If you’re a CBD e-commerce site owner, you’re running a high-risk business. Don’t worry – it’s simply a term credit card networks, and banks use to classify different businesses by looking at various risk elements.

For CBD merchants, the risk element involved is, predominantly, that CBD and hemp products are highly regulated, with many legal restrictions. You’re also likely to experience a relatively high chargeback ratio. These things are quite common for high-risk businesses and are simply part of the terrain. The right merchant service provider can handle the complexities.

However, what this all means is that you, as a high-risk site owner, will need a high-risk merchant account as well as a high-risk friendly payment gateway. Payment gateways and merchant accounts can be a bit of a pain. Even experienced site owners find it difficult to find a high-risk cannabidiol friendly payment gateway that works. Making matters worse, you’ll also want to have a payment gateway that smoothly integrates with your shopping cart and site builder. This is where we come in.

With a payment gateway from us, you’ll be able to accept payments for your legal cannabidiol-based products – no matter what software you use. Simply get in touch with us today, and we’ll start helping you accept credit card payments online. We’re always more than happy to help.

Organic Payment Gateways is here for you

As you can see, there’s plenty that goes into accepting payments for cannabidiol-based products. However, with the right precautions and with a CBD friendly payment gateway, you’ll be able to sell your products successfully online. At Organic Payment Gateways, we love helping site owners who sell CBD products and non-CBD nutritional supplements online. We can set you up with a payment gateway that works both for your CBD products and your e-commerce software. Please don’t hesitate to get in touch with us today.

We love helping website owners that sell products in exciting industries – like online CBD skincare and topical hemp products. We offer high-risk friendly payment gateways that work for CBD gels, creams, balms, and rubs, and we get a kick out of watching new entrepreneurs grow their businesses.

At Organic Payment Gateways, we believe that all legal businesses deserve to have the same chance at success. You sell CBD skincare products people love, look for, and want. Accepting credit card payments online shouldn’t hold you back. This is why we help website owners with specialized payment gateways that work for most CBD and hemp products. We’re here to make it as easy as possible for you to sell your products online.

If you’re new in the CBD industry, or unfamiliar with online sales, you might wonder why it can be so challenging to find merchant services for your business. We’re here to help you along the way. On our website, you’ll find the basics on online CBD products and CBD skincare sales. We’ll also give you some quick tips on what to do and what to avoid.

Why selling topical CBD is challenging

Due to ever-changing regulations, traditional merchant service providers, banks and credit card networks classify your business type as high-risk. This means that site owners planning to sell CBD and hemp topical oils, gels, and salves can’t use the standard merchant accounts and payment processing services that so many other businesses use.

Again, the main reason that CBD merchants classify as high-risk is the regulations and legislation that apply to CBD products – even topicals. Another element, though, is that it’s often associated with marijuana, even though that’s often inaccurate – virtually no one uses high THC marijuana on their skin!

Legal CBD, as defined by the Farm Bill, is derived from the hemp plant while the recreational, THC focused plant is called a marijuana plant. The confusion comes from the fact that both plants are members of the cannabis family. However, we want to underline the fact that CBD products are not the same as medical marijuana. Unfortunately, this confusion is enough to make most payment processors to up their fear level.

What you need to know about selling CBD skincare and products online

In order for you to accept payments for CBD skincare and other products, you’ll need to make sure you have suitable high-risk payment processing set up. A crucial part of this is having a CBD friendly payment gateway. If you’re looking for a high-risk payment gateway for your CBD skincare, you’ve come to the right place. Simply contact us today, and we’ll start setting up your payment gateway as soon as possible.

Let’s go over some quick pointers on what to do and what to avoid:

What to avoid when selling CBD skincare and other products online:

You know why your customers seek out your products. What’s not so clear is that cannabidiol (CBD) skincare and other product sales are within a high-risk industry. This means that most payment services won’t actually work for you if you sell these products – even though the 2018 farm bill removed many hemp CBD-derived products from their list of controlled substances. That said, what should you avoid?

• Avoid using services such as PayPal and Stripe without confirming your product is allowed. You do not want to get shut down.
• Don’t disregard the terms and conditions of your e-commerce platform or shopping cart; sometimes they are enforced, often they are not – make your own choices and seek legal advice whenever you are unsure.
• Don’t use standard “low-risk” payment gateways and merchant accounts without a long history with that provider and an “in writing” approval.

Doing any of the above will expose you to unnecessary risks. If you don’t have a proper high-risk set-up for your payment processing.

What to do when selling CBD products and CBD skincare online:

If you’re selling CBD skincare and other products, it’s important to know that these products classify as high-risk. This means you need to set up all your processing for high-risk sales. You’ll need a few things in order to do this:

First, you’ll need a suitable high-risk merchant account. These high-risk accounts are much better equipped at handling regulated products. Period. (We can help.)

You’ll also want to make sure the e-commerce software you use accepts your product lines. Many platforms and shopping carts don’t allow the sale of certain high-risk products. Our advice: double-check the terms and conditions before you start selling, get legal advice when needed, and call providers to learn how terms are actually enforced.

Additionally, we will take the time to ensure the payment gateway we recommend works with your site builder.  Sometimes, it’s as simple as showing you how to use a native drop-down integration. Other times, we assist with workarounds and plug-ins that expand your gateway choices.

As we mentioned earlier, a very important part of selling non-ingestible CBD products is having the right high-risk payment gateway. We can set you up with payment gateways that work for legal, ethical, businesses like yours.

We’re here for you and your online CBD skincare store

Domestic merchant accounts for topical only CBD websites are available, you just need to know the right solutions. The process can seem confusing at first but with our guidance, you can accept credit cards.

Do you need a CBD friendly payment gateway for your online health and beauty store? Don’t hesitate to get in touch! We’ve got plenty of experience helping site owners like you. We’ll make sure that the payment gateway we set up for you will always work for your business type – as well as the e-commerce software you use.

Do you use WooCommerce for your CBD skincare? No problem! Using ClickFunnels to sell CBD products? Not an issue! With us, you’ll be set up with a payment gateway that works for the shopping cart and platform of your choice. Contact us today, and we’ll start helping you and your CBD business.

At Organic Payment Gateways, we offer high-risk payment gateways for CBD and supplement websites. Our CBD friendly payment gateways make sure that you, as a CBD ( Cannabidiol ) or hemp product site owner, won’t have to worry about online credit card processing.

With our years of experience, we’ve become extremely familiar with most e-commerce platforms and software.

We make it easy for you to sell your CBD and hemp products online without worrying about how to accept credit card payments.

One question we often come across is “why is it so darn hard for e-commerce site owners selling hemp products online to accept payments anyway?”

Why it’s hard for online stores to sell CBD products, and what you can do about it

Unfortunately, if you’ve been selling hemp products or CBD oil online for a while you already know that it’s not easy. You might have come across many of the different challenges that are common to this industry. The main problem is that if you sell hemp oil, hemp products, or CBD-based products online you’re a high-risk merchant. Now, that can sound a bit intimidating, but there’s no need to worry.

Being in a high-risk category simply means that your industry often experiences challenges that most standard websites don’t. This means that banks and merchant service providers are hesitant to offer their services. The good news is that, as an online business owner, you still have choices. The only difficulty is finding the information that gives you the help you need. This is where we come in. We are here to help provide you the resources, processors, payment gateways and information you need to succeed with your CBD website.  To start, here are some do’s and don’ts:

Do’s and don’ts of high-risk sales

This might seem simple for some of you, but it’s always good to go over the basics.

Hemp product and CBD oil product do’s:

• Use a high-risk friendly payment gateway
• Use a high-risk friendly e-commerce platform and software
• Use a high-risk merchant account
• Consult a qualified attorney before launching your site

While this might sound obvious, it’s very important to repeat it every now and then. Too often we see site owners who have accidentally set up the wrong foundation for their e-commerce site. We’ve been able to help and give them the payment gateway they need. If you’re curious what platforms you ought to keep an eye out for you can check out our overview of high-risk friendly platforms in our main menu, under CBD Payment Gateways.

Selling hemp products online don’ts:

• Fall to the temptation of a quick fix (like setting up PayPal or Stripe to accept credit cards)
• Use merchant services that don’t specialize in your business type
• Use an e-commerce platform that doesn’t accept your product types
• Break the law, even “innocently”

The potential issues here can be far-reaching and severe. You’ll run the risk of having your accounts frozen or shut down, or even end up having your funds frozen. Not to mention the obvious – losing your payment processing abilities or getting into regulatory trouble. Essentially, these are things to avoid if you’re in a high-risk industry.

What you need to know about high-risk credit card processing for hemp products and CBD oil

High-risk credit card or debit card processing involves a lot of moving parts. First of all, the products themselves are part of what makes this business type high-risk. For example, when it comes to CBD products, hemp plants, etc., the product is highly regulated. Again, if you’re going to sell hemp or CBD online, you ought to seek out legal advice first. It saves a lot of potential headaches down the road.

We make it possible for you to sell your hemp products and oils online with the freedom to choose the platform you love.

Organic Payment Gateways can help your online hemp store

We specialize in helping business owners who sell supplements, hemp oil, and CBD-based products with payment gateways that make it easier to sell their products online. We do this by ensuring that our payment gateways are high-risk friendly – and able to handle what comes with the territory. We also make sure they integrate with the e-commerce platform and software you use. This way, you’ll be able to accept credit card payments without any hassle or stress.

If you’re looking for a payment gateway for your hemp products and CBD oil, you’ve come to the right place.

Simply call us, contact us here, or click the blue start arrow below. We’re more than happy to have a friendly chat about your business’ needs – no pressure. no obligation. We are happy to help.