The Basics

CBD beauty product sales: the basics

by Organic Payment Gateways August 27, 2019

We love working with website owners that are beyond the cutting edge of trends – entrepreneurs that sell products in true breakthrough industries, such as those leading the way in the growing CBD beauty products business. At Organic Payment Gateways, our #1 priority is to set you up with a high-risk payment gateway that’s CBD friendly and that works with the shopping cart you already use.

CBD beauty sales the basics - Organic Payment Gateways - content image All legal businesses deserve the same opportunity for success. Processing debit and credit card payments online shouldn’t be a problem for your business. This is why we’ll set you up with a payment gateway that specializes in handling payments for online CBD beauty product sales. Our mission is to make your life easier.

Have you recently started selling CBD beauty products or topicals online? Or are you not overly experienced in online sales? Then you might wonder why finding merchant services for your business can be so frustrating. This is one of the reasons why we wrote this post. We want to provide you with the basics of online CBD beauty product sales.

Why selling CBD beauty products online can be difficult

When selling cosmetics, skincare, and other CBD-based beauty products, you’re considered a high-risk merchant. While that might sound a bit strong, the simple fact is that you’ll face some challenges that more common businesses don’t.

Anyone selling products that contain cannabidiol (CBD) – even CBD with little or no THC, need to operate within a relatively tight legal framework.

There are local, state, and federal laws, pending legislation and hundreds of regulations that apply to CBD sales nationwide. This is why we strongly recommend that you seek out qualified legal counsel before starting your online CBD store.

Being “high-risk” in the eyes of most payment gateway and merchant account providers doesn’t mean there’s no way for you to accept credit and debit card payments online. At Organic Payment Gateways, we will pair you with a CBD-friendly payment gateway that will help you process payments for your CBD beauty products. Not only that, but our goal is to also allow you to use the site builder and platform you already know and love!

What you need to know about online CBD beauty sales

When you first started building your site, you may have been surprised to find out that even choosing your site builder was difficult. Unfortunately, selling CBD beauty products means there are fewer site builder and e-commerce platforms that will work for you. Often, business types like yours find themselves on the prohibited business lists of many platforms.

That said, there are still plenty of great platforms that will work – when you set everything up correctly. We’ll be able to make it possible for you to use the platform you love! Among the platforms, e-commerce software, and shopping carts that others have successfully used for CBD beauty product sales, you’ll find:

These are all great platforms/carts that generally make it possible for you to sell your CBD products easily. Still, you need to have a high-risk friendly CBD payment gateway set up to make sure you can sell successfully over time with any of them. Additionally, some platforms have terms and conditions that discuss CBD, some are enforced, and some, according to the site builder’s tech support themselves, are unenforced. So, it really makes sense to do your own research, review T&C’s and talk with a site builder’s support staff before spending time and money building your site.

Our mission is simple – make it as easy as possible for CBD and supplement site owners to accept credit card payments for their products while using the platform they love.

What to avoid when selling CBD-based beauty products online

As we’re covering the basics here, we want to quickly outline some absolute “don’ts” of CBD beauty sales.

Do not use a payment aggregator (such as PayPal, or Stripe) without getting real confirmation from them that your product is 100% allowed. You do not want to risk a shutdown account or held funds.
Do not sign up for a processor because you read online they have a “Beta” program for CBD unless you have specifically approved your URL and products.
Do not rush things and use a standard low-risk merchant account even though you know it’s risky. You could get shut down and that could haunt you as it will show when you apply elsewhere.

The reason why we want to underline these things is that they can have a very negative impact on your ability to run your business. Unfortunately, we’ve come across hundreds of online business owners who’ve had their funds frozen, accounts closed, or temporarily been unable to sell their products. It’s a horrible position to be in, and we can help you avoid it.

The reason we’ve been able to help so many site owners in these positions find solutions and get their business back on track is that we know the payment gateway business and we know what solutions work best for online CBD beauty products.

The way we achieve this is by setting you up with specialized, CBD-friendly payment gateways that allow you to securely process payments. The added bonus is that we’re also able to make sure it works perfectly with the software and site builders you’re familiar with and love using. If you need any help finding a payment gateway that works for your CBD beauty sales – don’t hesitate to get in touch. We look forward to helping your topical CBD business thrive!

Organic Payment Gateways is here to help your online CBD beauty sales grow

At Organic Payment Gateways, we love helping e-commerce site owners like you. You provide a product people love, and it’s only fair you have the same chance at success as any other legal business. This is why it’s our mission to make it as easy as possible for CBD business owners to accept payments for their products, using the platform and software they love.

Organic Payment Gateways provides high-risk payment solutions to CBD and nutritional supplement companies across the US.

Simply click the blue START → below to begin.

Supplements

Homeopathic products: The basics

by Organic Payment Gateways April 8, 2019

Homeopathic product basics

At Organic Payment Gateways, we love helping site owners in booming industries like homeopathic remedies. We specialize in providing specialty high-risk payment gateways for homeopathic and natural supplement sales. We ‘re always thrilled when we can help new entrepreneurs grow their online store and help them start selling their products online. If you’re looking for a homeopathic and supplement friendly payment gateway, please don’t hesitate to get in touch.

New to e-commerce?

It should be said that if you’re an experienced seller of homeopathic products you’ll likely be familiar with most of what we discuss here. Although, you might get some tips you can benefit from. Mostly this is going to be most useful for new entrepreneurs about to start their online homeopathic shop.

Payment gateways for homeopathic products can be difficult

The first thing that we want to make sure you’re aware of is that businesses selling homeopathic remedies and products classify as high-risk. This is an industry term that applies when credit card networks and acquiring banks decide that your business involve more risks than “normal.”

The reason homeopathic products are high-risk is that they aren’t closely monitored or actively regulated by the Food and Drug Administration (FDA).

While you’d think this lack of governmental regulation would make it easier to sell, that’s not necessarily the case. Since homeopathic drugs don’t need to be regulated and tested to ensure that they contain the ingredients they say they do and work as advertised, it makes the industry based around selling the products more exposed to chargebacks. Naturally, banks and credit card networks need to manage risks too. Unfortunately, they can’t always do it on a case-by-case basis. In other words, there isn’t a procedure to ensure that these homeopathic products are what they say they are and do what they say they do. This is why all homeopathic e-commerce businesses are lumped together. Even if you know perfectly well that your products are indeed what it says on the label and that they work as advertised.

But what does this mean for you?

How to sell homeopathic products online

Practically speaking, being high-risk means that it’s challenging to find payment services that will work for your business. You’ll need specialized payment processing in order to successfully accept payments online. It also means that you should prepare your business by having a chargeback mitigation strategy in place. This will make it easier for you to sell your products and grow your online store.

Unfortunately, any e-commerce business selling homeopathic products online falls within the high-risk category. This isn’t as dramatic as it might sound. All it means is that there are fewer merchant service providers out there that can offer you their services.

This can certainly be annoying, but you can accept payments online with the right high-risk setup, which includes:

A merchant account set up that allows your exact products
Platform and e-commerce software that accepts your business type
Homeopathic and high-risk friendly payment gateway

With these elements in place, you’ll be able to accept payments through your website.

While you should always thoroughly read the T&Cs of the platform, site builder, and software you use, we do have some recommendations. For example, you can use ClickFunnels, Shopify, and WooCommerce for homeopathic medicine sales. These are all high-risk friendly with the right back-end setup. This means they’ll be able to help you accept payments for homeopathic products. ClickFunnels, for example, is also excellent at helping you reach new potential customers with their built-in marketing tools. That said, you should be wary of what you include in your marketing and social media material. Check with an attorney who specializes in the industry as to what you should avoid and what you can emphasize in your promotional material.

Organic Payment Gateways is here for you

We know that you have enough challenges to overcome. That’s why our mantra is to help you sell homeopathic products online – with the freedom to choose the platform you love. With a high-risk payment gateway from us, you’ll be able to rest easy knowing that processing payments won’t hold you back. We’ll make sure it works perfectly for your product line, as well as with the e-commerce software and the site builder you use.

Organic Payment Gateways provides high-risk payment solutions to CBD and nutritional supplement companies across the US.

Simply click the blue START → below to begin.

Supplements

Natural remedy and herbal sales: the basics

by Organic Payment Gateways March 7, 2019

Herbal & natural remedy basics At Organic Payment Gateways, we love “simplifying the complicated” for natural remedy e-commerce site owners. There has never been a higher demand for natural remedies than there is in the United States today. That said, accepting payments online for herbs and natural remedies remains a real challenge. Even experienced natural remedy sellers keep coming across issues with processing credit cards and finding payment gateways that work. We’re delighted to say that we can set you up with a high-risk, friendly gateway that will work for natural remedy sales. Not only will it fit your product line – it will integrate smoothly with the e-commerce software of your choosing.

You’re excused if you’re wondering why it’s so hard to accept payments online for natural remedies. How can it still be hard to find a decent merchant account when herbal sales have almost doubled, from $4.7 billion to $8 billion in sales in the last ten years? That’s why we wrote this post, to explain what you need to know about herbal and natural remedy sales. We explain what herbal and natural remedies are, why it’s so hard to find merchant services that work for natural remedies, and what you can do today to help your sales. If you are new to selling dietary supplements, we also recommend browsing our “Dietary supplements: the basics” articles as well.

What are herbal and natural remedies?

If you’re experienced in natural remedy e-commerce, this article is unlikely to bring any big surprises. It’s more to refresh you on the basics and help new entrepreneurs understand the product category better so they’re well-prepared from the get-go.

As with other types of business, it’s important to get a good idea of what your product is and who your customers are. The exciting thing about the natural remedy market is that most American adults supplement their diet, in one way or another, regularly. Additionally, you can have a sizable variety of product types in your inventory, even if you “only” sell natural remedies. Herbs and natural remedies come in many forms from many plants and animals. To mention a few products you can sell, you have:

Herbal products, like:
- Garlic
- Ginger
- Ginseng
- Onion
- Turmeric (cumin)
- Licorice
- Echinacea
- Senna
Cleanses
Homeopathic remedies
Fiber pills, shakes, and drinks
Dietary enzymes
Prebiotics
Probiotics
Weight loss supplements like white kidney bean, African mango, and green coffee

You can further diversify your product range by providing products that offer essential minerals, nutrients, and vitamins. Some examples are:

Vitamin C
Vitamin D
Vitamin E
Calcium
Iron
Glucosamine
Zinc
Magnesium
Melatonin
Fish oils

Offering a range of products will allow you to anticipate and meet your client’s needs.

Now that we’ve quickly covered some types of popular natural remedies and herbs and established that most Americans supplement their diets today, the next big thing to cover is how to sell natural remedies and herbs online.

How to sell natural remedies online

While you might think that selling natural remedies and nutraceutical products is relatively straightforward, there are some challenges that are generally part of the landscape. Natural remedy sales is a high-risk category industry. Don’t worry, though; being high-risk isn’t a deal breaker. It just means that it’s harder for you to find the payment gateway and merchant services you need. This is because acquiring banks and credit card networks assess different types of businesses on various risk elements. The real question becomes, “Why are natural product e-commerce stores high-risk?”

Why online natural remedy shops are high-risk

Natural remedies, nutraceuticals, and herbal product sales are in the high-risk category for banks and credit card networks. One of the main reasons for this is that the production of many of these products isn’t monitored or regulated by the FDA. This leads to manufacturers not having to submit their products for approval, similar to what more traditional drug companies do, for testing. While this allows for fewer complications in production and distribution, it makes financial institutions a bit concerned. In their calculations, it increases the risk of potential legal action against those selling these natural products. They’re also expecting a higher likelihood of high chargeback ratios. Another aspect is that many natural remedy sites offer continuity billing as part of their business model. While this billing model is an excellent way to market and grow your business, it also statistically increases the number of chargebacks.

However, as we mentioned earlier, being high-risk doesn’t have to be the end of your entrepreneurial dream. It is possible to sell natural remedies online – you just need to set it up right!

Let us help your payment processing with a high-risk payment gateway

When you’re setting up your site, you should be careful how you describe your products and how you market them. Mostly, be careful when discussing what you intend to diagnose, treat, cure, or prevent. We highly recommend that you consult a lawyer who specializes in this niche to make sure you’re not exposing yourself to any unnecessary problems down the line. Once that’s in place, it’s time to set up your site for successfully processing payments for your products.

The next step is to use e-commerce software and a platform that will accept your business type. It’s worth spending a little time double-checking your platform and software’s T&Cs.

Third, you’ll want a supplement-friendly, high-risk payment gateway. While there are more than a few high-risk payment gateways and merchant account providers out there, ideally you’ll want one that specializes in supplements. This is where we come in! We love helping businesses like yours accept online payments. We can set you up with a supplement-friendly payment gateway.

Organic Payment Gateways provides high-risk payment solutions to CBD and nutritional supplement companies across the US.

Simply click the blue START → below to begin.

CBD payments

Cannabidiol basics: What it is and what you can sell online

by Organic Payment Gateways March 5, 2019

Are you selling cannabidiol (CBD) products and looking to get a better understanding of how to grow in a safe, stable way? Or are you planning to start a CBD e-commerce business and want the scoop on what it is and how to sell? If you’re in the first group, this page may not be a huge reveal for you. However, you will still find that we have some solid insights you can benefit from. If you’re in the second group and are new to online CBD, this page should be very useful to you.

Regardless of your experience, please seek appropriate legal advice, from a qualified attorney, before engaging in any regulated activity. This page is for informative purposes only; we are not lawyers. This is not just a disclaimer; it is imperative.

Below, we’ll talk about what cannabidiol is, what product types you can get from it, and why selling any CBD product is considered high-risk. We’ll also touch on our core services, and how we can help you accept payments for cannabidiol products.

Can you sell cannabidiol-based products

The first question we should answer is whether you can sell cannabidiol-based products at all.

Cannabidiol basics The good news is that this question has become a lot clearer and more straightforward to answer than it was before. The Farm Bill was passed and signed at the tail end of 2018. While it’s a rather straightforward bill in many ways, there is one element of it that’s rather groundbreaking – it made a distinction between hemp and marijuana. Just for the sake of clarity, the bill did in no way legalize marijuana. That’s a whole other conversation. However, hemp is defined in the bill as the cannabis plant, with a distinct qualifier: hemp can’t have a THC level above 0.3. This means that with the new legislation, depending on some variables, hemp is basically legal in the United States.

This legalization makes it a lot easier to do research on the medical properties of hemp and the cannabis plant, among other things. Many expect those with blood pressure and chronic pain to benefit from CBD and hemp. The long-term goal will, of course, be to look at clinical trials and how it might improve people’s quality of life down the line.

This is great news for those wanting to sell cannabidiol products for obvious reasons. However, we’d like to add a word of caution here.

Make the necessary precautions

Even though it’s legal to sell certain cannabis products, that doesn’t make it a walk in the park. There are plenty of other CBD products that are still not legal for retail sales. For example, cannabidiol supplements are a no-go, same goes for edibles, and you can’t sell CBD products with a TCH level higher than 0.3. There’s a significant amount of legislation and regulations in place with strict supervision.

Again, before you launch your CBD e-commerce site, you must consult an attorney that specializes in the industry. First, you need a proper set-up to run your CBD business within the applicable legal framework. Then you can feel comfortable going forward to the next step. At that point, what you’ll need to do is make sure your payment processing is properly set up to handle high-risk payments. This is where we come in. We can provide you with a high-risk friendly payment gateway that will work for your product and business type.

The products you can and cannot sell

Since selling CBD products is relatively new, we thought you might benefit from a short overview of various products you can sell vs. what you can’t. Although, you should keep in mind that your payment processor and payment service provider will have terms and conditions on their own. More likely than not, the sale of CBD products is under their prohibited business list. However, we can help you with your credit card processing! We can set you up with a high-risk friendly payment gateway that works for cannabidiol product sales.

A shortlist of products you can easily accept credit card payment online for include:

There are some CBD products that we strongly suggest you discuss with a qualified attorney before you sell or promote in any way. We are not lawyers. There are fluctuations within this industry. I

It’s good to contact us, so we can give you a live update on the processing end. However, it’s BETTER to call a lawyer first to ensure that what you are selling, and how you are selling it, is legal.

Here are some examples of less traditional CBD and hemp products commonly sold online.

CBD edibles like gummies
CBD drinks like CBD tea
CBD supplements
Hemp supplements, tea, or gummies
Low or zero THC hemp flower and seeds
CBD and hemp pet products
CBD vaporizers

Edibles and supplements are under the FDA’s jurisdiction. This complexity is one of the many reasons we strongly advise contacting an attorney to make sure everything is above board.

What to do and how to sell high-risk CBD products

If you’re a CBD e-commerce site owner, you’re running a high-risk business. Don’t worry – it’s simply a term credit card networks, and banks use to classify different businesses by looking at various risk elements.

For CBD merchants, the risk element involved is, predominantly, that CBD and hemp products are highly regulated, with many legal restrictions. You’re also likely to experience a relatively high chargeback ratio. These things are quite common for high-risk businesses and are simply part of the terrain. The right merchant service provider can handle the complexities.

However, what this all means is that you, as a high-risk site owner, will need a high-risk merchant account as well as a high-risk friendly payment gateway. Payment gateways and merchant accounts can be a bit of a pain. Even experienced site owners find it difficult to find a high-risk cannabidiol friendly payment gateway that works. Making matters worse, you’ll also want to have a payment gateway that smoothly integrates with your shopping cart and site builder. This is where we come in.

With a payment gateway from us, you’ll be able to accept payments for your legal cannabidiol-based products – no matter what software you use. Simply get in touch with us today, and we’ll start helping you accept credit card payments online. We’re always more than happy to help.

Organic Payment Gateways is here for you

As you can see, there’s plenty that goes into accepting payments for cannabidiol-based products. However, with the right precautions and with a CBD friendly payment gateway, you’ll be able to sell your products successfully online. At Organic Payment Gateways, we love helping site owners who sell CBD products and non-CBD nutritional supplements online. We can set you up with a payment gateway that works both for your CBD products and your e-commerce software. Please don’t hesitate to get in touch with us today.

CBD payments

CBD skincare and other products: the basics

by Organic Payment Gateways February 28, 2019

We love helping website owners that sell products in exciting industries – like online CBD skincare and topical hemp products. We offer high-risk friendly payment gateways that work for CBD gels, creams, balms, and rubs, and we get a kick out of watching new entrepreneurs grow their businesses.

At Organic Payment Gateways, we believe that all legal businesses deserve to have the same chance at success. You sell CBD skincare products people love, look for, and want. Accepting credit card payments online shouldn’t hold you back. This is why we help website owners with specialized payment gateways that work for most CBD and hemp products. We’re here to make it as easy as possible for you to sell your products online.

If you’re new in the CBD industry, or unfamiliar with online sales, you might wonder why it can be so challenging to find merchant services for your business. We’re here to help you along the way. On our website, you’ll find the basics on online CBD products and CBD skincare sales. We’ll also give you some quick tips on what to do and what to avoid.

Why selling topical CBD is challenging

CBD skincare & other products basics Organic Payment Gateways - content image Due to ever-changing regulations, traditional merchant service providers, banks and credit card networks classify your business type as high-risk. This means that site owners planning to sell CBD and hemp topical oils, gels, and salves can’t use the standard merchant accounts and payment processing services that so many other businesses use.

Again, the main reason that CBD merchants classify as high-risk is the regulations and legislation that apply to CBD products – even topicals. Another element, though, is that it’s often associated with marijuana, even though that’s often inaccurate – virtually no one uses high THC marijuana on their skin!

Legal CBD, as defined by the Farm Bill, is derived from the hemp plant while the recreational, THC focused plant is called a marijuana plant. The confusion comes from the fact that both plants are members of the cannabis family. However, we want to underline the fact that CBD products are not the same as medical marijuana. Unfortunately, this confusion is enough to make most payment processors to up their fear level.

What you need to know about selling CBD skincare and products online

In order for you to accept payments for CBD skincare and other products, you’ll need to make sure you have suitable high-risk payment processing set up. A crucial part of this is having a CBD friendly payment gateway. If you’re looking for a high-risk payment gateway for your CBD skincare, you’ve come to the right place. Simply contact us today, and we’ll start setting up your payment gateway as soon as possible.

Let’s go over some quick pointers on what to do and what to avoid:

What to avoid when selling CBD skincare and other products online:

You know why your customers seek out your products. What’s not so clear is that cannabidiol (CBD) skincare and other product sales are within a high-risk industry. This means that most payment services won’t actually work for you if you sell these products – even though the 2018 farm bill removed many hemp CBD-derived products from their list of controlled substances. That said, what should you avoid?

Avoid using services such as PayPal and Stripe without confirming your product is allowed. You do not want to get shut down.
Don’t disregard the terms and conditions of your e-commerce platform or shopping cart; sometimes they are enforced, often they are not – make your own choices and seek legal advice whenever you are unsure.
Don’t use standard “low-risk” payment gateways and merchant accounts without a long history with that provider and an “in writing” approval.

Doing any of the above will expose you to unnecessary risks. If you don’t have a proper high-risk set-up for your payment processing.

What to do when selling CBD products and CBD skincare online:

If you’re selling CBD skincare and other products, it’s important to know that these products classify as high-risk. This means you need to set up all your processing for high-risk sales. You’ll need a few things in order to do this:

First, you’ll need a suitable high-risk merchant account. These high-risk accounts are much better equipped at handling regulated products. Period. (We can help.)

You’ll also want to make sure the e-commerce software you use accepts your product lines. Many platforms and shopping carts don’t allow the sale of certain high-risk products. Our advice: double-check the terms and conditions before you start selling, get legal advice when needed, and call providers to learn how terms are actually enforced.

Additionally, we will take the time to ensure the payment gateway we recommend works with your site builder. Sometimes, it’s as simple as showing you how to use a native drop-down integration. Other times, we assist with workarounds and plug-ins that expand your gateway choices.

As we mentioned earlier, a very important part of selling non-ingestible CBD products is having the right high-risk payment gateway. We can set you up with payment gateways that work for legal, ethical, businesses like yours.

We’re here for you and your online CBD skincare store

Domestic merchant accounts for topical only CBD websites are available, you just need to know the right solutions. The process can seem confusing at first but with our guidance, you can accept credit cards.

Do you need a CBD friendly payment gateway for your online health and beauty store? Don’t hesitate to get in touch! We’ve got plenty of experience helping site owners like you. We’ll make sure that the payment gateway we set up for you will always work for your business type – as well as the e-commerce software you use.

Do you use WooCommerce for your CBD skincare? No problem! Using ClickFunnels to sell CBD products? Not an issue! With us, you’ll be set up with a payment gateway that works for the shopping cart and platform of your choice. Contact us today, and we’ll start helping you and your CBD business.

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