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CBD skincare and other products: the basics

by Organic Payment Gateways

We love helping website owners that sell products in exciting industries – like online CBD skincare and topical hemp products. We offer high-risk friendly payment gateways that work for CBD gels, creams, balms, and rubs, and we get a kick out of watching new entrepreneurs grow their businesses.

At Organic Payment Gateways, we believe that all legal businesses deserve to have the same chance at success. You sell CBD skincare products people love, look for, and want. Accepting credit card payments online shouldn’t hold you back. This is why we help website owners with specialized payment gateways that work for most CBD and hemp products. We’re here to make it as easy as possible for you to sell your products online.

If you’re new in the CBD industry, or unfamiliar with online sales, you might wonder why it can be so challenging to find merchant services for your business. We’re here to help you along the way. On our website, you’ll find the basics on online CBD products and CBD skincare sales. We’ll also give you some quick tips on what to do and what to avoid.

Why selling topical CBD is challenging

CBD skincare & other products basics Organic Payment Gateways - content imageDue to ever-changing regulations, traditional merchant service providers, banks and credit card networks classify your business type as high-risk. This means that site owners planning to sell CBD and hemp topical oils, gels, and salves can’t use the standard merchant accounts and payment processing services that so many other businesses use.

Again, the main reason that CBD merchants classify as high-risk is the regulations and legislation that apply to CBD products – even topicals. Another element, though, is that it’s often associated with marijuana, even though that’s often inaccurate – virtually no one uses high THC marijuana on their skin!

Legal CBD, as defined by the Farm Bill, is derived from the hemp plant while the recreational, THC focused plant is called a marijuana plant. The confusion comes from the fact that both plants are members of the cannabis family. However, we want to underline the fact that CBD products are not the same as medical marijuana. Unfortunately, this confusion is enough to make most payment processors to up their fear level.

What you need to know about selling CBD skincare and products online

In order for you to accept payments for CBD skincare and other products, you’ll need to make sure you have suitable high-risk payment processing set up. A crucial part of this is having a CBD friendly payment gateway. If you’re looking for a high-risk payment gateway for your CBD skincare, you’ve come to the right place. Simply contact us today, and we’ll start setting up your payment gateway as soon as possible.

Let’s go over some quick pointers on what to do and what to avoid:

What to avoid when selling CBD skincare and other products online:

You know why your customers seek out your products. What’s not so clear is that cannabidiol (CBD) skincare and other product sales are within a high-risk industry. This means that most payment services won’t actually work for you if you sell these products – even though the 2018 farm bill removed many hemp CBD-derived products from their list of controlled substances. That said, what should you avoid?

  • Avoid using services such as PayPal and Stripe without confirming your product is allowed. You do not want to get shut down.
  • Don’t disregard the terms and conditions of your e-commerce platform or shopping cart; sometimes they are enforced, often they are not – make your own choices and seek legal advice whenever you are unsure.
  • Don’t use standard “low-risk” payment gateways and merchant accounts without a long history with that provider and an “in writing” approval.

Doing any of the above will expose you to unnecessary risks. If you don’t have a proper high-risk set-up for your payment processing.

What to do when selling CBD products and CBD skincare online:

If you’re selling CBD skincare and other products, it’s important to know that these products classify as high-risk. This means you need to set up all your processing for high-risk sales. You’ll need a few things in order to do this:

First, you’ll need a suitable high-risk merchant account. These high-risk accounts are much better equipped at handling regulated products. Period. (We can help.)

You’ll also want to make sure the e-commerce software you use accepts your product lines. Many platforms and shopping carts don’t allow the sale of certain high-risk products. Our advice: double-check the terms and conditions before you start selling, get legal advice when needed, and call providers to learn how terms are actually enforced.

Additionally, we will take the time to ensure the payment gateway we recommend works with your site builder.  Sometimes, it’s as simple as showing you how to use a native drop-down integration. Other times, we assist with workarounds and plug-ins that expand your gateway choices.

As we mentioned earlier, a very important part of selling non-ingestible CBD products is having the right high-risk payment gateway. We can set you up with payment gateways that work for legal, ethical, businesses like yours.

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We’re here for you and your online CBD skincare store

Domestic merchant accounts for topical only CBD websites are available, you just need to know the right solutions. The process can seem confusing at first but with our guidance, you can accept credit cards.

Do you need a CBD friendly payment gateway for your online health and beauty store? Don’t hesitate to get in touch! We’ve got plenty of experience helping site owners like you. We’ll make sure that the payment gateway we set up for you will always work for your business type – as well as the e-commerce software you use.

Do you use WooCommerce for your CBD skincare? No problem! Using ClickFunnels to sell CBD products? Not an issue! With us, you’ll be set up with a payment gateway that works for the shopping cart and platform of your choice. Contact us today, and we’ll start helping you and your CBD business.