Gateway VS Gateway and Merchant account for CBDAt Organic Payment Gateways, we have watched the CBD industry flourish and become one of the most exciting industries around. Even with the growth we’ve seen in recent years, there’s still plenty of contradictions when it comes to how new and existing CBD businesses can set up merchant accounts and payment gateways in order to accept credit cards online.

Our goal is to provide legal, hemp-derived CBD site owners the answers they need to set up an easy, reliable payment gateway on their existing website.

Here, we’ll go over one of the most misunderstood aspects of applying for a payment gateway: do you need a gateway only or a payment gateway merchant account combo?

If you are new to selling legal, hemp-derived, CBD online, our goal is to take some of the confusion out of setting up payments. What you’ll get out of it is that you’ll know exactly what you need before you apply. What we hope to achieve is that we’ll ideally save you hours of frustration and help prevent any unnecessary launch delays.

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Video transcript:

There are two types of payment processing needs

Solution 1 for CBD websites: gateway only

CBD businesses that have a merchant account but need a payment gateway to connect it to their shopping cart are often frustrated by the different terminology and various solutions promoted online.

Generally, site owners can apply for their payment gateway and merchant account from the same payment provider. Often CBD businesses do not even realize that the payment gateway is the software piece that connects to their shopping cart and the merchant account is the payment processing relationship that deposits into their regular business checking account.

If you already have a merchant account for your CBD site, for example, through a local credit union that does not have e-commerce expertise, you need a payment gateway like NMI, or Authorize.net, to connect that merchant account to your shopping cart.

We set up “gateway only” accounts that work with all major shopping carts including WooCommerce, Shopify, Clickfunnels, and dozens more.

Solution 2 for CBD websites: payment gateway and merchant account

Usually, new CBD businesses trying to connect a shopping cart to payment processing need both a merchant account and a payment gateway. Often, these are sold together as an “all-in-one” bundle, making the distinction between the two pieces even more unclear.

Organic Payment Gateways provides high-risk payment solutions to CBD and nutritional supplement companies across the US.

Simply click the blue START → below to begin. 

At Organic Payment Gateways, we have helped hundreds of supplement businesses accept credit cards online for antioxidants and anti-inflammatory products. Now is a great time to start an online antioxidant supplement business (or add online sales to your existing business). We would love to help you make the payment processing for your business as hassle-free as possible.

Selling antioxidants and anti-inflammatory supplements online

If you sell or want to begin selling antioxidant products online, such as lycopene, fish oil, selenium, and others, finding payment processing that works for your business is vital. We can help make sure your payment processing is customized for the products you sell so that your payment processing is stable and affordable.

Reach out to us anytime to get started, or click the start button at the bottom of this page.

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Antioxidant supplements are part of a growing industry, and some of the more popular choices include selenium, coenzyme Q10, and alpha-lipoic acid, among others.

Payment Gateway for your antioxidant supplements.

Why high-risk?

One important thing to understand before selling your antioxidant supplements online is that nutritional supplements are generally considered to be part of a “high-risk” industry. This designation is not a judgment on the products themselves or your business. Many industries are considered high-risk for different reasons. In this case, it simply means that because the supplements industry is not closely regulated by the Food and Drug Administration (FDA), there is a greater risk of chargebacks. Because of this, many major payment processors and credit card companies will not work with supplement businesses like yours – sometimes, they will even label you as a “pseudo pharmaceutical” company even if your supplements are safe, tested, and do not make any health claims.

It may be tempting to just sign up for a popular shopping cart and hope for the best, but that’s not a great long-term solution since any potential shutdown will disrupt your business.

Organic Payment Gateways can help you sell without fear of shutdowns

So what do you do if traditional payment gateways can’t – or won’t – work with you? Organic Payment Gateways specializes in high-risk-friendly payment gateways and merchant accounts for businesses that sell nutritional supplements online. We’d be happy to find a solution that’s right for you. We can set up a payment gateway that works with the site builder and shopping cart you prefer, so you can keep your site exactly where it is, whether that’s with Shopify, Wix, WooCommerce, or elsewhere.

It’s also essential for your merchant account to be high-risk-friendly and to be set up for the specific type(s) of products you sell. We can make sure that it is set up correctly for you, whether you sell ellagic acid, fish oils, and other antioxidants or combinations of nutritional supplement products.

Starting an online business will include challenges, but finding payment processing that works for your products shouldn’t be one of them. Organic Payment Gateways can provide reliable, affordable payment processing for your antioxidant supplements and anti-inflammatory products. The best part? We can almost always work with your preferred shopping cart and website builder.

Click the start button below to begin.

Are you looking for a payment gateway that allows pre-workout supplements and amino acids, such as BCAA and glutamine?

Whether you are entirely new to internet marketing or are experienced but have struggled with unreliable payment processing, Organic Payment Gateways is here to help you accept credit cards for your muscle-building supplements.

We offer high-risk-friendly payment processing that can be integrated with your existing website builder and your shopping cart, giving you the freedom to accept credit cards for your products on the platform you prefer.

As more people choose to work on their health and strength, some look for ways to maximize their workout results by taking pre-workout supplements, including BCAA, glutamine, and other safe, tested amino acids. Add to this the convenience of online shopping that allows people to research and order supplements from their homes, and starting an online supplement business makes a lot of sense.

Accepting credit cards when labeled a “pseudo pharmaceutical”

Payment Gateways for workout supplements

Even though your products may be safe, tested, and not have any unsubstantiated health claims, payment processors like Shopify Payments, Stripe, Square, and PayPal may still label you a high-risk “pseudo-pharmaceutical.”

It might sound strange that pre-workout supplements are part of a “high-risk” industry, and it may be offensive to be incorrectly labeled a pseudo-pharmaceutical. Keep in mind that the label isn’t a reflection on your exact products themselves or business in general – it is simply that your weight gain or muscle building supplements have been lumped in with other – less reputable – products sold online.  

It’s partly due to the higher levels of chargebacks that supplement businesses tend to have. Plus, since they’re less regulated by the FDA, pre-workout supplements run the risk of regulatory issues.

Being “high-risk” doesn’t mean you can’t process payments easily

Even though major payment processing companies may refuse to work with some businesses simply due to their industry, they are not the only ones around. We love working with online companies that sell nutritional supplements. Organic Payment Gateways is happy to set you up with payment processing that’s right for you.

Get in touch with us anytime to learn more about the process, or click the start arrow at the bottom of this page to begin.

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Keep your existing site builder and accept credit cards online

Building a website and online store takes a lot of time and effort. The last thing you want when launching a business is to redo all of that work on a different platform. Not only does Organic Payment Gateways offer specialized payment processing, but we want you to be able to stay with the site builder and store that work for you – whether that’s Shopify, WooCommerce, or something else. We can make your supplement-friendly payment processing work for your website right where it is.

We’ve seen many high-risk business owners use standard payment gateways like Shopify Payments, Stripe, or PayPal, only to deal with the headache of a shutdown. By using supplement-friendly payment processing designed with your products in mind, you can freely accept credit cards online for your amino acids, and other pre-workout supplements without worrying about shutdowns.

Organic Payment Gateways has helped many pre-workout supplement business owners access reliable payment processing for their products. We’ll be happy to set you up with the specialized payment processing that works for your business.

Get started processing payments for workout supplements

Sell your pre-workout supplements with confidence by clicking on the blue “Start” button below or by contacting us here.

When selling CBD online, many website owners will understandably want to use familiar, big-name payment processors like PayPal, Stripe, or the gateway that comes with their shopping cart. However, popular shopping carts like Shopify are “Powered by Stripe,” which prohibits the sale of high-risk products like CBD on their platform and requires a CBD-friendly Stripe alternative.

Organic Payment Gateways offers easily integrated payment gateways so you can sell your CBD products online and process credit cards with less stress. Our high-risk-friendly payment gateways and merchant accounts integrate with WooCommerce, Shopify, BigCommerce, Wix, and ClickFunnels, so you can continue using the platform you love without having to start over.

Can you sell CBD using a Stripe payment gateway?

No. Stripe has many categories of restricted businesses listed in their Services Agreement which includes, as they put it, “Products containing any amount of CBD/THC.” But don’t take our word for it – you can read the portion of the Stripe Services Agreement that covers restricted businesses on their website to see for yourself.

Stripe Payment Gateway Alternatives for CBD Websites

Fortunately, we offer stable alternatives to Stripe. Organic Payment Gateways has helped many high-risk businesses successfully sell CBD online using payment processing specifically designed for their exact products.

Why can’t CBD websites process payments with Stripe?

Popular payment processors consider CBD a high-risk product because it’s part of a regulated industry. Unfortunately, many other sectors also fall under the “high-risk” label. It doesn’t mean you can’t sell CBD online – you just have to find alternatives to the big-name payment processors to avoid experiencing a shut-down merchant account or held money. And that’s why Organic Payment Gateways offers high-risk-friendly payment processing – so you won’t have to worry about getting your credit card processing turned off just because you sell CBD.

What else would an entrepreneur need to know before selling CBD online?

It’s important to sit with a qualified attorney before beginning any business involving CBD to ensure your business complies with all applicable regulations. You should make sure your CBD website includes a Certificate of Analysis (COA) for each product.

Keep in mind that we are not attorneys and do not provide legal advice, but once your business is set up, Organic Payment Gateways can help you get set up with high-risk-friendly payment processing so you can accept payments for your CBD products.

We can also help you integrate your payment gateway with your shopping cart, so you can keep using the e-commerce tools that are familiar to you.

If you’re ready for a Stripe CBD payment gateway alternative that won’t shut you down because of your product type, contact Organic Payment Gateways today, or click the “Start” arrow below.

High-Risk Friendly Dietary Supplements Payment GatewayWe love helping businesses that have a hard time finding a payment gateway for their supplement site. Many site owners have a really rough time finding a decent payment gateway, even though their products are well-loved and widely popular. This is why we offer high-risk friendly payment gateways for supplement and dietary product site owners – with a smile and a “we’re here to help” attitude. All of the payment gateways we provide are high-risk-friendly, ensuring that you can sell your supplements with peace of mind, reducing the chances of you suffering through a”they held my money” or “my gateway shut down my account” moment!

With Organic Payment Gateways you’ll find more than a helpful payment gateway provider. We’ll make sure that the payment gateway we set you up with works with both your products and your high-risk-friendly e-commerce platform and software – all to make it easier for you when you’re selling dietary supplements online.

Dietary and herbal supplements are extremely popular in the United States. Which begs the question: why is it such a challenge to sell supplements online?

Why selling supplements online is difficult

If you’re a more experienced supplement e-commerce site owner, you may find few, if any, surprises on this page – you’ve come across the various challenges that so many in the high-risk industry face. However, for those less experienced, we want to help out as best we can. One way we can do this is by going over some basics on how to sell supplements online.

One of the main obstacles for those selling supplements or dietary products is that you’re what banks and merchant service providers call “high-risk”. While that can sound a bit overwhelming, it’s not something that necessarily needs to hurt your business.

Being a high-risk website owner simply means that your business type and industry face different challenges than more traditional shops and online stores. The bad news is that fewer merchant service providers want to earn your business (but we do!).

Happily, we’re here to tell you that there are solutions available. You, the business owner, have options to choose from. There are plenty of high-risk-friendly supplement shopping carts, e-commerce site builders, and software platforms out there – coupled with a payment gateway that we provide, you’ll be in good shape.

Another main issue is finding information on what tools will work for your website, and what you should steer clear of when you can. This is why we’ve set up a short do’s and don’ts list.

Do’s and Don’ts of high-risk sales

These do’s and don’ts will give you an excellent starting point if you’re setting up your payment processing or about to launch your supplement store.

Online dietary supplement and supplement sale do’s:

As with anything, it’s important to go over the basics and repeat them every so often. Unfortunately, there have been plenty of times when new customers have come to us after starting out on the wrong foot. We’ve been able to set them up with a payment gateway that’s specialized for supplement payment processing. We also have dedicated info pages if you’re looking for a specific e-commerce platform, like Shopify or WooCommerce, just check out our main site menu.

Selling supplement online don’ts:

  • Do not fall to the temptation of a quick fix (like setting up PayPal or Stripe to accept credit cards)
  • Do not use merchant services that don’t specialize in your business type
  • Do not use an e-commerce platform that doesn’t accept your product types

The problems you can experience with any of the above can be hard-hitting and long-lasting – from shut-down or frozen accounts to even having your funds frozen and out of reach. On top of all this, you might even lose your payment processing abilities. In summary, you should avoid all these things if you’re selling products that are considered high-risk.

What you need to know about high-risk credit card processing for supplements and dietary products

There’s a lot that comes into consideration regarding high-risk credit card or debit card processing.

For supplements and dietary supplements, you’ll need to keep in mind the legal and regulatory restrictions that apply. It’s wise to research what rules the Federal Drug Administration (FDA) has in place regarding supplements. As well as getting legal advice from day one. These are great steps to help avoid unnecessary problems down the line.

Chargebacks are another area that can cause concerns for some merchant service providers. Supplement and dietary supplement businesses experience higher-than-standard chargeback ratios that often result in instability for regular payment gateways. However, with the payment gateways, we provide you can rest assured that you’ll be able to accept credit cards for your supplements without any hiccups. After all, it’s our mission to make it possible for you to sell your supplements online with the freedom to choose a platform you love.

Organic Payment Gateways can help your online supplement store

At Organic Payment Gateways, we specialize in providing high-risk friendly payment gateways to business owners who sell supplements, hemp, and CBD-based products. We make sure that our clients are able to accept payments online in a stable and successful way by offering specialized high-risk payment gateways. These are able to handle the challenges that are part and parcel of your business type. We also ensure that our gateways work with the e-commerce platform and software you use. This way, you’ll be able to process credit card payments easily and securely.

Are you looking for a payment gateway for your supplements and dietary products? Organic Payment Gateways provides high-risk payment solutions to CBD and nutritional supplement companies across the US.

Simply click the blue START → below to begin.